Santander’s Getnet Plugs Merchants Into Agentic Commerce

Agentic Payment Milestone

The first live end-to-end payment using an AI agent completed in Europe.

Integration Partnerships

Getnet has enabled compatibility with Mastercard Agent Pay and is completing integration with Visa Intelligent Commerce.

§ 01 Executive Snapshot

What: Getnet has launched a new infrastructure to facilitate payments initiated by AI agents.
Who: Key players include Getnet, Santander, Mastercard, and Visa.
Why it matters: This development represents a significant advancement in agentic commerce, enhancing security and interoperability in AI-driven transactions.

Getnet's solution is designed to be interoperable, secure, and protocol-agnostic, enabling AI agents to connect to its global payments infrastructure.
The infrastructure is initially available to businesses operating their own AI agents, with plans to expand access to smaller businesses.
Getnet has achieved compatibility with Mastercard Agent Pay and is nearing completion of integration with Visa Intelligent Commerce.

The launch highlights a growing trend in integrating AI into commerce, allowing for more automated and efficient transaction processes.
The partnership between Visa and Santander, which led to the first live end-to-end payment using an AI agent, underscores the potential for AI to transform consumer shopping experiences.

Immediate implications include enhanced security and trust in transactions initiated by AI agents, which could drive broader adoption of AI in commerce.
Long-term implications may include a significant shift in consumer behavior towards trusting AI agents for shopping tasks, potentially reshaping retail dynamics.

Potential risks include regulatory challenges surrounding AI transactions and the need for robust security measures to maintain consumer trust.
Competition from other payment solutions and the dependency on existing AI infrastructure may pose challenges to widespread adoption.

Future developments to watch include the rollout timelines for expanding access to smaller businesses and the completion of Visa Intelligent Commerce integration.
Key indicators of success will be the volume of transactions facilitated by AI agents and consumer acceptance of these new shopping experiences.

§ 07

What is Getnet's new infrastructure designed for?

Getnet's new infrastructure is designed to facilitate payments initiated by AI agents.

Who are the key players involved in this development?

Key players include Getnet, Santander, Mastercard, and Visa.

How does Getnet's solution enhance security in transactions?

Getnet's solution enhances security by being interoperable and protocol-agnostic, which improves trust in transactions initiated by AI agents.

When will smaller businesses have access to Getnet's infrastructure?

Access to Getnet's infrastructure for smaller businesses is planned for future expansion.